Fintech that moves money across borders.
We build branded remittance platforms, digital wallets, mobile money, payment gateways, bank integrations, forex and treasury systems for banks, MTOs and fintechs.
- Web, iOS & Android apps
- Bank-grade security
- Live in weeks, not months
Good morning
Send money
You send
Recipient gets
- Transfer fee
- £2.49
- Delivery
- In minutes
Built to connect with the rails your business runs on
One partner for every money movement product
Pick a single product or combine modules on one shared core. Every solution ships with apps, portals, APIs and compliance built in.
Skip the 18-month build. Start earning sooner.
Payment infrastructure is hard to get right. We bring proven modules and a team that has solved these problems before.
Building in-house
- 12 to 18 months before the first live transaction
- Hiring payments, security and compliance specialists
- Every integration built and maintained from scratch
- Ongoing cost of infrastructure, audits and upgrades
- Key knowledge concentrated in a few engineers
Building with Amigo
- Launch-ready MVP in weeks on proven modules
- Payments, security and compliance expertise included
- Pre-built connectors for banks, wallets and partners
- Hosting, monitoring and updates handled for you
- Documented platform with knowledge transfer
Every step of a transfer, handled in one platform
From onboarding to payout, each stage runs on the same core with full visibility, so nothing falls between systems.
Step 1
Sender
Starts a transfer in app, web or at an agent.
Step 2
KYC
Identity verified with document and selfie.
Step 3
Funding
Card, bank transfer, wallet or cash.
Step 4
FX
Live rate with your margin applied.
Step 5
Routing
Best partner by cost and speed.
Step 6
AML
Screening and monitoring rules run.
Step 7
Payout
Bank, wallet, cash pickup or card.
Step 8
Recipient
Funds delivered with live updates.
Built for the businesses that move the world's money
Different institutions, different rules. We adapt the same proven core to your licence, market and customers.
Modern digital channels on top of your core
Add remittance, wallets and instant payments without replacing your core banking system. Our integration layer works alongside what you already run.
- Launch digital remittance and wallet products under your brand
- Connect to instant payment schemes and ISO 20022 messaging
- Reach underbanked customers through agent and mobile channels
From first call to first live transaction
A clear, sprint-based delivery process with demos every step of the way. Typical MVP timelines shown.
- 01Week 1
Discover
Workshops to map your corridors, products, partners and compliance requirements.
- 02Week 1-2
Design
Branded UX for apps and portals, plus a solution architecture you can share with regulators.
- 03Week 2-6
Build
Configure proven modules and build the custom pieces in short, demo-able sprints.
- 04Week 3-7
Integrate
Connect banks, payout partners, gateways and compliance vendors in a sandbox.
- 05Week 6-8
Certify
End-to-end testing, security review, UAT and app store submission.
- 06Ongoing
Launch & scale
Controlled go-live, monitoring and a roadmap for new corridors and features.
Bank-grade security, by default
Regulated money movement demands more than good intentions. Security and compliance controls are designed into every layer of what we ship.
Encryption everywhere
TLS 1.2+ in transit and AES-256 at rest, with keys managed in HSM or cloud KMS.
Strong authentication
Biometrics, 2FA, device binding and step-up checks on sensitive actions.
Role-based access
Granular permissions, maker-checker approvals and session controls.
Fraud & AML monitoring
Real-time rules, screening and risk scoring on every transaction.
Audit-ready by design
Immutable logs of every action, decision and configuration change.
Standards aligned
Built to align with PCI DSS, ISO 27001 and GDPR practices, and tested by independent pen-testers.
Every channel your customers and team need, delivered together
iOS & Android apps
Native-quality mobile apps with biometrics and push notifications.
Customer web apps
Fast, responsive web experiences that work on any device.
Admin & back office
Operations, compliance, finance and support consoles.
Agent & partner portals
Tools for agents, branches, merchants and B2B partners.
APIs & SDKs
Documented REST APIs, webhooks and SDKs with a sandbox.
Flexible ways to work together
Rent it, own it or have it built for you. Choose the model that fits your budget, timeline and control needs.
SaaS
Launch fastest, pay as you grow
We host, run and update the platform for you. Your brand, our infrastructure.
- Fully hosted and monitored
- Monthly subscription by volume
- Automatic updates and new features
- Uptime SLA and 24/7 monitoring
- Branded apps and portals
Best for: Startups and growing operators who want speed and predictable costs
White-label Licence
Own the platform, run it your way
Deploy the platform in your own cloud or data centre with full configuration control.
- One-time licence plus annual support
- On-premise or private cloud
- Full configuration and branding
- Knowledge transfer and training
- Optional source code escrow
Best for: Banks and established MTOs with in-house IT and data residency needs
Custom Build
Your product, engineered by payment experts
A dedicated product team designs and builds exactly what your business needs.
- Discovery and solution architecture
- Dedicated designers and engineers
- Fixed-price phases or monthly team
- You own the delivered code
- Long-term support options
Best for: Unique products, complex integrations and legacy modernization
Questions, answered
Everything you need to know before we start. Can't find what you're looking for? Talk to our team.
Still have questions?
We usually reply within one business day.
We design, build and run payment technology for financial businesses: remittance platforms, digital wallets, mobile money, payment gateways, bank integrations, forex systems and treasury tools, delivered as web and mobile applications under your brand.
A focused MVP built on our existing modules usually takes 6 to 12 weeks. Larger programs with many integrations or a legacy migration are planned in phases, with a clear timeline agreed in discovery.
Yes. Customer apps, web portals, emails, receipts and notifications all carry your brand. You publish the mobile apps under your own developer accounts.
Yes. Everything is API-first. We regularly integrate with core banking systems, ERPs, CRMs, payout partners, card processors and compliance vendors.
Encryption in transit and at rest, role-based access, multi-factor authentication, audit logging, secure development practices and independent penetration testing before major releases.
It depends on the engagement model. SaaS is a monthly subscription that scales with volume; a white-label licence is a one-time fee plus annual support; custom builds are scoped as fixed-price phases or a dedicated team.
Ready to launch your payment product?
Tell us about your corridors, customers and timelines. We will come back with a clear architecture, delivery plan and estimate.
- 30-minute discovery call
- Proposal in about a week
- NDA available on request